Finturf gives homeowners access to financing offers from multiple lenders without pulling you out of your normal SetSale quote workflow. Once you connect your Finturf merchant account, SetSale automatically includes your Finturf Stacks in quotes, shows estimated monthly payments in homeowner presentations, and tracks the credit application through funding.

Step-by-Step Instructions

1. Open Finturf Settings

Go to Settings → Quoting → Financing. Under Financing Providers , find the Finturf Financing card and click Learn More.

2. Connect Your Finturf Account

1. At the bottom of the page, paste your Finturf merchant API key into API key

2. Click Connect Finturf

SetSale first validates your API key before encrypting and storing it securely.

3. Choose Your Stacks

Once the connection succeeds, SetSale opens your Finturf Stacks settings. Turn on each Stack you want to include in SetSale quotes and leave the rest off. SetSale loads your Stacks from Finturf every time you open this page, so anything you change in Finturf shows up here automatically. The Stacks you enable are the ones SetSale can use in automated and manual financing rules.

4. Choose Automated or Manual Financing Rules

Click "Back to Financing ". The Finturf card now reads Connected , and Configure takes you back to your Stacks any time.

Manual Financing Rules

When your company needs explicit financing rules, turn Automated Financing Rules off. You can mix manual installment plans and Finturf Stacks together in the same rule set. Rules are evaluated in order, the first matching rule wins, and the default rule applies when nothing earlier matches.

For the full walkthrough on building manual financing rules, see Setting custom financing rules for your installment plans.

5. Create or Update a Quote

Build your replacement quotes the way you always do. When SetSale prices the quote, we automatically include real-time financing estimates provided through your Finturf integration.

Open the Financing section on a quote option to review the selected plan. Finturf stacks appear in the Installment Plan list alongside your standard plans, with the stack name in parentheses. Choose a different stack or a standard installment plan to override the financing on that tier. If you change the selected Stack, price, equipment, services, add-ons, discounts, or anything else that moves the financed amount, let the quote save before you preview or share it.

6. Preview and Share the Homeowner Presentation

Preview the pricing section before you send the quote. A tier with a valid Finturf estimate shows an estimated monthly payment and Powered by Finturf label. Tiers without Finturf pricing fall back to your other payment options. Share the presentation as usual. The homeowner compares tiers, selects a Finturf-financed option, reviews the purchase, and signs.

7. Follow-Up with the Homeowner

After the homeowner accepts a Finturf-financed quote, SetSale emails the homeowner a secure credit application link. The homeowner must complete the credit application for financing to proceed. If the homeowner can't find the email, confirm their email address in SetSale, ask them to check spam or junk mail, or use the resend action on the quote.

8. Track the Application

Open the won quote and review Activity and Tasks. Depending on where the application stands, you'll see:

• View application — opens the contractor's Finturf application

• Complete required step — opens the information or document request Finturf sent

• Financing approved. Proceed with installation — the application has reached Notice to Proceed

• Request funds — opens Finturf's funds request flow after the work is complete

• Funds request pending, confirmed, completed, released, or rejected updates

Changing a Quote After the Application Was Created

If a won quote has to change, reopen it, update the same tier, and complete checkout again. SetSale inspects the Finturf application's current stage and takes the appropriate actions:

• Before lender prequalification, SetSale will create a new Finturf application. The homeowner will complete a new credit application with Finturf.

• When Finturf allows recalculation, SetSale updates the existing Finturf application amount. Finturf notifies the homeowner only if necessary.

• After signing but before funding, SetSale will submit a change order to Finturf. In this case, the homeowner receives a notification with a link to approve the change.

• If changing to a different Finturf Stack, SetSale will create a new Finturf application. The homeowner will complete a new credit application with Finturf and restart the financing process.

Related Articles

• Finturf Integration: FAQs — how stacks, fees, and estimates work.

• Troubleshooting the Finturf Integration — connection, rate, and funding problems.

• How to Add Financing Plans to SetSale — set up the standard installment plans Finturf sits alongside.

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Related Articles

• How to Add Financing Plans to SetSale
• Setting custom financing rules for your installment plans
• Finturf Integration: FAQs
• Troubleshooting the Finturf Integration
• What Is the Finturf Integration?